Now booking · Mon–Fri 8am–6pm · Sat 8am–12pmNorthampton · Serving clients UK-wide

The right mortgage,
without the noise.

Q: Do you only work with clients in Northampton?

No — although the business is based in Northamptonshire, we serve clients across the United Kingdom via telephone and video appointments.

Q: Can you help with poor credit or adverse credit?

Yes. We have access to lenders who specialise in adverse credit and poor credit mortgages. We will assess your situation honestly and recommend the right lender for you.

Q: When should I think about remortgaging?

We can secure a remortgage rate up to six months before your current deal ends. Starting early gives you time to compare options and avoid rolling onto a Standard Variable Rate.

Impartial mortgage and protection advice from a CeMAP-qualified consultant with over a decade of UK industry experience. We find the lender that fits your circumstances — and we keep you updated at every stage.

Book a no-obligation consultation Call +44 7838 084 601

Appointed representative of HL Partnership Limited, which is authorised & regulated by the Financial Conduct Authority

HalifaxBarclaysNatWestHSBCSantanderNationwideL&G

Equity & remortgaging

There's real value
in your home.

Whether you're remortgaging, releasing equity or simply reviewing your options, we'll help you make the most of what your home is worth.

Talk to an adviser

What we do

Two services.
One straightforward process.

Whether you're buying your first home, switching to a better rate or protecting what matters most, we'll search the market for the right product and handle the paperwork from end to end.

01 — MORTGAGES

Mortgages, simplified.

Our job is to get you the right mortgage and make the process effortless — because there are enough other stresses in buying a home. We'll find the lender, explain the options and submit the application end to end.

First-time buyer mortgages
Remortgages & rate-switch comparison (up to 6 months early)
Buy-to-let & HMO mortgages
0% deposit & parent / family assist
Right-to-buy, shared ownership & government schemes
Home-improvement & debt consolidation
Adverse / poor credit mortgages
Equity release for over-55s · via referral
2nd-charge & commercial lending · via referral

Discuss your mortgage

02 — INSURANCE & PROTECTION

Protection that
holds up.

Protecting your assets is key to peace of mind in an uncertain world. We'll review what you've got, work within your budget and make sure every area that matters to your family is covered.

Life cover · critical & serious illness cover
Income protection for long-term sickness
Children & family protection
Buildings, contents & tenants' contents
Home emergency & personal possessions (incl. accidental)
Landlord, rent protection & mortgage protection
Funeral plans · over-50s life cover
Specialist cover (e.g. Type 1 diabetes)
Defaqto 5-star rated products

Review your cover

Why us

The reasons
clients stay.

We exist to make the home-finance process feel less like an obstacle course — and we have the qualifications, panel access and patience to do it properly.

A decade of experience

Over ten years advising UK clients on mortgage and protection across high-street and broker roles.

— EXPERIENCE

Exclusive rates

Access to a vast range of products, including broker-only exclusives not available on the high street.

— RATES & PANEL

Remote, UK wide

Located in Northamptonshire; serving clients across the UK by telephone or video appointment.

— UK COVERAGE

Rate-switch savings

Remortgage comparison up to six months before your current deal ends — keep more of your money.

— REMORTGAGE

End-to-end guidance

Full guidance through the home-buying process at every stage, from offer to keys in hand.

— FULL SERVICE

Specialist schemes

Experienced with 0% deposit, new build, first-time buyer and shared-ownership schemes.

— SPECIALIST

Protection reviews

No-obligation reviews of existing life, critical illness and income-protection policies.

— PROTECTION

Costs-of-moving meeting

A dedicated appointment to walk through every cost of moving — stamp duty, legal, valuation, the lot.

— TRANSPARENCY

Flexible appointments

Meet at home, your workplace or a location of your choice — including outside standard hours.

— ON YOUR SCHEDULE

Tailored advice

Service shaped around your individual situation — no template recommendations, no shortcuts.

— BESPOKE

No-obligation start

A no-obligation initial consultation. We discuss and agree any fee with you before chargeable work begins.

— NO OBLIGATION

How it works

From first call
to completion.

Five stages, one named adviser. We'll explain what's happening at each step and we won't move forward until you're comfortable.

STAGE 01

Discovery call

A no-obligation conversation to understand what you're trying to achieve and the timeline you're working to.

STAGE 02

Fact-find & search

We capture the detail and search a wide range of lenders for the one best suited to your circumstances.

STAGE 03

Written recommendation

A Client Advice Report sets out the product, the alternatives we considered and the reasons we chose it.

STAGE 04

Application & offer

We submit the application, manage the lender relationship and keep you updated through valuation and offer.

STAGE 05

Completion & aftercare

We stay in touch through completion and check in again before your initial deal ends to plan the next step.

What an absolute pleasure to work with Gaurav for the last 10 years. He is so organised and tries to save every penny of yours.

Devika Sundaram

Verified Google review · 9 January 2026

★ ★ ★ ★ ★

What clients say

Our reputation is built on long-term relationships — many of our clients have remortgaged with us two or three times.

Meet your
adviser.

One named adviser, one direct point of contact, and a clear paper trail of every decision.

— PRINCIPAL

Gaurav Khanna

CeMAP · RO5 · Mortgage & Insurance Consultant

Industry experience10+ yrs UK · 5+ IndiaPreviouslyNationwide · HSBC · CountrywideLanguagesEnglish · Hindi · PunjabiEducationMSc Finance & Accounting

“Client satisfaction is my reward.”

Gaurav founded GK Finance to bring the standards of a high-street bank to clients who value working with one person — not a call centre.

With more than a decade of UK industry experience advising on mortgages and protection — including senior roles at Nationwide, HSBC UK and Countrywide — he combines deep product knowledge with a straightforward, no-jargon style.

He holds the CeMAP and RO5 professional qualifications and graduated with an MSc in Finance & Accounting. GK Finance is an appointed representative of HL Partnership Limited, one of the UK's largest mortgage and protection networks, giving clients access to a comprehensive panel of lenders and protection providers.

Whether you're buying your first home or reviewing your existing arrangements, Gaurav and the team will treat your case with the time and attention it deserves.

QUALIFIED

CeMAP

Certificate in Mortgage Advice & Practice

QUALIFIED

RO5

CII — Equity Release

EDUCATED

MSc

Finance & Accounting

FAQ

Common questions,
clear answers.

If you can't find what you need below, get in touch — most enquiries are answered the same day.

Is there an initial no-obligation consultation?

Yes. The initial consultation, fact-find and product sourcing are without obligation — you only commit when you are ready to proceed. A fee may be charged for mortgage advice; the precise amount depends on your circumstances and will range from £99 to £995, discussed and agreed with you before any chargeable work begins.

How much does mortgage advice cost?

A fee may be charged for mortgage advice. The precise amount depends on your circumstances and will range from £99 to £995. The fee is discussed and agreed with you before any work is undertaken — there are no surprises.

Are you tied to one lender?

No. GK Finance is an appointed representative of HL Partnership Limited, one of the UK's largest mortgage and protection networks. This gives us access to a wide range of lenders and protection providers — including products and rates not available directly to consumers.

Do you only work with clients in Northampton?

No — although we are based in Northamptonshire, we serve clients across the United Kingdom via telephone and video appointments. In-person appointments are available at your home, your workplace or another location of your choosing.

What languages do you speak?

We can advise in English, Hindi and Punjabi. Important financial conversations should happen in the language that fits you best.

Can you help with poor credit or adverse credit?

Yes. We have access to lenders who specialise in adverse-credit and poor-credit mortgages. We will assess your situation honestly and recommend the right lender for your circumstances — including specialist options when high-street lenders aren't a fit.

When should I think about remortgaging?

We can secure a remortgage rate up to six months before your current deal ends. Starting early gives you time to compare options and avoid rolling onto your lender's Standard Variable Rate (SVR), which is typically higher.

Get started

A 15-minute call is all it takes.

Tell us a little about what you're trying to do and we'll be in touch within one working day to arrange a convenient time. No obligation — we agree any fee with you before chargeable work begins.

✆

Call

+44 7838 084 601

gaurav@gk-finance.co.uk

⌚

Hours

Mon–Fri 8am–6pm · Sat 8am–12pm

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